How to Check EPF Balance Online Using Different Methods?

Managing your Employee Provident Fund (EPF) balance is easier than ever with the many digital methods at your disposal. Employees in India can check their EPF balance through various methods, including the official EPFO ​​website, UMANG app, SMS service, and even missed calls. This article will guide you through these methods and provide step-by-step instructions on how to access your EPF balance effectively. Knowing your EPF balance is crucial for effective financial planning and ensuring a secure retirement, so it is important for every employee to stay informed.

How to check EPF balance online using EPFO ​​website

To check your EPF balance through the Employees Provident Fund Organization (EPFO) official website, follow the steps below:

1. Visit www.epfindia.gov.in.
2. On the home page, click the “Services” drop-down menu.
3. Select the “For Employees” option.
4. Click “Member Passbook” from the service menu. This will redirect you to the login page.
5. Enter your Universal Account Number (UAN) and password, then complete the verification code verification.
6. Once logged in, select your member ID from the list of accounts linked to your UAN. Your passbook will be displayed, showing your current EPF balance.

Key points to remember

• Activate UAN: Make sure your UAN is activated and linked to your mobile number. Without an activated UAN, you will not be able to access your passbook.
• Update delay: Changes made on the UAN portal may take up to six hours to be reflected on the EPFO ​​website.
• Account activity: Only actively contributing members can view their passbooks. Accounts with no contributions for more than three years will become inactive and require reactivation before access can be accessed.

How to check EPF balance using UMANG app

The UMANG app provides a convenient way to check your EPF balance directly from your smartphone. Here’s how:

1. Download the UMANG app from Google Play Store or Apple App Store.
2. Open the app and register using the mobile number associated with the UAN.
3. Use the search bar to find “EPFO”.
4. Under EPFO ​​Services, select “View Passbook”.
5. Enter your UAN and log in.
6. OTP will be sent to your registered mobile number; enter this OTP to access your passbook.
7. Your EPF balance will be displayed along with other account details.

Key considerations

• Mobile number registration: Make sure the mobile number used during registration is associated with your UAN for successful verification.
• Error resolution: If you encounter an error, please verify that your mobile number is correctly associated with the UAN and try again.

How to check EPF balance by sending SMS

If you prefer a quick method that doesn’t require an internet connection, you can check your EPF balance via SMS:

1. Send SMS in EPFOHO UAN format to 7738299899.
2. You will receive a reply in English with details about your current EPF balance.

Key points to remember

• Registered Mobile Number: This service is available only if the SMS is sent from a mobile number registered in your UAN.
• Real-time updates: Balance details are updated in real-time to ensure accurate information.

How to check EPF balance without UAN number

If you don’t have access to your UAN, you can still check your balance using the missed call service:

Check EPF balance through missed calls

1. Use your registered mobile number to make a missed call to 9966044425.
2. After a missed call, you will receive an SMS with details about your EPF balance.

limitation

• This method requires you to have a registered mobile number associated with your UAN.

FAQ

How many PF advance withdrawals can be made in a year?

An employee can withdraw up to three advances from his provident fund account in a financial year. However, this depends on certain conditions, such as:
● Medical emergencies
● Buy or build a house
● Higher education expenses
Before proceeding, make sure you meet the eligibility criteria for each withdrawal type.

How do I check how much money I can withdraw?

To determine how much money you can withdraw from your EPF account:

1. Log in to the EPFO ​​portal or app using your UAN.
2. Navigate to the Withdrawal Options section.
3. Alternatively, please consult your Human Resources department for personalized assistance.

Is it possible to check EPF balance without UAN number?

Although UAN is essential to access detailed account information, you can still check your EPF balance using the missed call or SMS method. Make sure your mobile number is registered in your EPF account to avail these services.

What should you do if your mobile number is not linked to your UAN?

If your mobile number is not linked to your UAN, you can update it by logging into the EPFO ​​portal and following the steps below:

1. Go to UAN Member e-Sewa Portal.
2. Log in using your UAN and password.
3. Navigate to the Admin section and select Contact Details.
4. Update your mobile number and save changes.

What happens to an inactive EPF account?

If there is no contribution for more than three years, the EPF account becomes inactive. To reactivate the account, please contact your employer or EPFO ​​office and complete the necessary formalities.

Is there a fee to use these services?

All of the above methods, including website access, UMANG apps, text messages and missed calls, are free. However, standard text message charges may apply depending on your mobile network provider.