Ant Digital Technologies, the blockchain arm of China’s Ant Group, has launched a new platform called Anvita that aims to make artificial intelligence agents, rather than humans, the main players in cryptocurrency transactions.
Unveiled at the Real Up Summit in Cannes, Anvita is Ant Financial’s bet on what it calls an “agent-to-agent economy,” in which autonomous software programs can hold assets, trade and make payments with little human involvement.
Anvita was founded with two main products. The first is Anvita TaaS (Tokenization as a Service), which focuses on tokenizing real-world assets for institutions, including custody and financial tools. The second is Anvita Flow, a platform for AI agents to register, find each other, coordinate tasks and settle payments in real time.
“Pure RWA is just a ‘static infrastructure’ for digital assets.” said Bian Zhuoqun, president of Ant Financial’s blockchain business. “The real shift lies in the move to an on-chain agent economy, where autonomous agents will not just analyze data, they will hold assets, execute trades and optimize portfolios.”
Anvita Flow integrates the x402 protocol developed by Coinbase and Cloudflare, which enables stablecoin payments directly through HTTP. Agents interacting on the platform can instantly complete sub-cent transactions using USDC without the need for traditional billing systems, subscriptions or manual approvals.
The system also includes an agent store with data collection, financial analysis and gaming modules. Developers can list their own agents, and the platform supports major frameworks such as OpenClaw and Claude Code, and has flexible hosting options.
In practice, the potential extends beyond tokenized assets to a more active on-chain economy. Agents can allocate resources, execute transactions, process services on behalf of users, and automatically settle small transactions upon interaction.
Ant Financial joins a growing list of companies building infrastructure for artificial intelligence-driven commerce. Visa and Coinbase have released competing protocols targeting agent-based payments, with Visa’s Trusted Agent Protocol targeting card rail checkouts and Coinbase’s x402 targeting stablecoin micropayments.
Google launched the Proxy Payments Protocol (AP2) in September, with support from more than 60 organizations. Mastercard’s acquisition of stablecoin company BVNK for $1.8 billion is the largest stablecoin infrastructure deal ever and shows that traditional payment networks also view blockchain settlements as part of their future.
The Solana Foundation reports that the network has processed more than 15 million on-chain agent transactions, and Coinbase CEO Brian Armstrong said he expects agents to surpass humans in transaction volume.
McKinsey predicts that by 2030, artificial intelligence agents can coordinate US$3 trillion to US$5 trillion in global consumer commerce.
Still, usage remains sluggish. The x402 protocol currently has daily trading volume of approximately $28,000, with the majority coming from testing, with Artemis analysts labeling approximately half of the transactions observed as human activity.
Ant Digital’s blockchain already supports tokenized assets from various financial institutions and is currently seeking to integrate USDC with Circle and apply for stablecoin licenses in Hong Kong, Singapore and Luxembourg.
