How to Reset UPI PIN in Google Pay Without a Debit Card: A Step-by-Step Guide

Google Pay is one of the most reliable UPI apps for making payments on the go, but if you’ve forgotten your UPI PIN or forgotten your debit card when you need it, you’re not alone. In the past, there was no way to reset UPI PIN in Google Pay without entering your debit card details. But the good news is that things have changed. Google Pay now allows many users to reset their UPI PIN without a debit card and instead uses Aadhaar-based verification.

This method can be a lifesaver if your card is lost or you simply don’t have it with you. As long as your bank supports Aadhaar authentication and your Aadhaar is linked to your current mobile number, you can reset your PIN in just a few taps.

Reset UPI PIN in Google Pay without debit card

Before you get started, keep in mind that not all banks have this option enabled, so your experience may vary depending on your bank. But if your bank does support it, the process is quick and completely digital, with no debit card required and no need to visit a branch.

In this guide, we’ll show you how to reset your UPI PIN in Google Pay without using a debit card so that you can continue making payments without interruption.

1. First, you need to open the Google Pay app on your phone and make sure you’re logged in correctly.
2. Once on the home screen, you can click on your profile picture in the upper right corner and select bank account options.
3. After this, you should select the specific bank account for which you want to reset the UPI PIN.
4. On the account details page, you can click Forgot UPI PIN option to start the reset process.
5. Next, you can select the Aadhaar verification method if your bank supports it and you initially added the account using Aadhaar.
6. At this stage, you need to enter the first six digits of your Aadhaar number and follow the on-screen prompts carefully.
7. Once completed, you will receive an OTP on your mobile number associated with Aadhaar, which you will have to enter to verify your identity.
8. Finally, you can create a new UPI PIN, confirm and complete the reset process successfully.

Readers should note that the above method only works if you add your bank account in Google Pay using Aadhaar verification. Your Aadhaar must also be linked to the same mobile number registered with your bank, otherwise the OTP will not be sent.

If you enter the wrong UPI PIN multiple times, your account may be frozen for up to 24 hours. In this case, you will need to wait for the lockout period to expire before trying again.