The XRP exchange-traded fund (ETF) has seen its largest inflows since January, thanks to a series of developments at related company Ripple and favorable price action for the world’s fourth-largest token by market capitalization.
Five U.S.-listed spot XRP exchange-traded funds reported net inflows totaling $25.8 million on Monday, the largest single-day inflows since January 5, when they absorbed $46 million in their first week of trading, according to SoSoValue.
Franklin Templeton’s XRPZ leads the way with $13.6 million, followed by Bitwise’s XRP ($7.6 million) and Grayscale’s GXRP ($4.6 million). Canary’s XRPC and 21Shares’ TOXR reported no traffic that day.
The cumulative net inflow of all XRP spot ETFs is currently US$1.35 billion, with total net assets of US$1.18 billion, accounting for approximately 1.3% of XRP’s market capitalization. Each XRP fund rose more than 4% on Monday, along with the base token, which gained 1.2% in 24 hours to $1.47.
The inflows come as Ripple announced the successful completion of a $200 million debt financing for a fund managed by Neuberger Specialty Finance, the specialized asset investment team of global investment management firm Neuberger.
The facility will support the continued growth of Ripple’s multi-asset prime brokerage platform, Ripple Prime, as client demand for institutional-grade prime services and margin financing solutions continues to grow.
Last week, Ripple said it completed a pilot settlement for the tokenization of the U.S. Treasury on XRP Ledger with JPMorgan Chase, Mastercard and Ondo Finance, processing redemptions in five seconds and connecting public blockchain rails with traditional interbank settlement infrastructure.
Separately, Ripple unveiled a four-phase plan to make the XRP Ledger quantum-resistant by 2028, preparing for a potential “Q-day” when quantum computers can break current cryptography.
The roadmap includes an emergency “Q-day readiness” phase that will force a migration to quantum-safe accounts and enable the recovery of funds using zero-knowledge proofs should a quantum threat arrive earlier than expected.
Such institutional use cases could boost sentiment among ETF buyers as they give XRP functionality beyond speculative trading.
Meanwhile, spot Bitcoin ETFs were on track to post their seventh consecutive week of net inflows, absorbing more than $3.4 billion during the period. The pattern of Bitcoin leading, altcoin ETFs suffering spillover effects, and Ethereum lagging has been maintained for much of the year.
Despite ETF interest, XRP is down 39% in the past six months, with the token still well below its all-time high of nearly $3.65 in July 2025.
