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Robert Kiyosaki is notorious for claiming that the next big market crash is coming.
Given that most Americans have their retirement savings invested in stocks, a stock market crash would be a devastating blow to the wealth of older Americans.
So when Kiyosaki tweeted: “Boomers are broke. Tragic [the] The biggest bubble in history will wipe out the baby boomers because they are the first generation to have fragile 401Ks. stock market [is] On X(1), some people’s concerns are legitimate. But since that tweet, the S&P 500 has continued its successful run, rising 36% (2).
While Kiyosaki’s predictions were wrong in many cases, it’s not uncommon for markets to boom and then eventually crash.
Markets are cyclical, but without a crystal ball, it’s impossible to know exactly when a bubble will burst. Portfolio diversification can help hedge against any upcoming stock market downturn.
Kiyosaki recommends two alternative investments that can help protect your wealth from volatile markets.
What is a popular option for those looking to hedge their wealth in the stock market? gold.
Unlike fiat currency, which can be printed at any time, gold cannot be minted out of thin air. This is one reason why Kiyosaki has been investing in this asset class since 1972(3).
Kiyosaki predicts that in 2025, “My target price for gold is $27,000. I got that price from my friend Jim Rickards…and I own two gold mines(4).”
While gold prices still have a long way to go to reach this point, the recent rise has been notable. As of January 2026, the value of the precious metal has increased by 71% over the past year, reaching $4,673 per ounce(5).
With gold prices so high, average investors may be concerned that they don’t have the funds to enter this rising market.
One way to access this asset is to open a gold IRA with the help of Priority Gold.
A gold IRA allows investors to hold physical gold or gold-related assets in a retirement account, combining the tax advantages of an IRA with the protective benefits of investing in gold. This makes it a solid option for those looking to protect their retirement funds from economic uncertainty.
Keep in mind that holding physical gold requires storage, which means paying storage fees on top of other investment fees, so be sure to do your research and crunch the numbers before making a long-term decision.
Priority Gold has over 20 years of industry experience and has an A+ rating from the Better Business Bureau and a 5-star rating from TrustLink.
To learn more about how Priority Gold can help you reduce the impact of a potential crash on your savings, download their free 2026 Gold Investor Bundle today.
While Bitcoin may be more volatile than the stock market, Kiyosaki firmly believes in its wealth-growing potential.
He shared some extremely bullish predictions for Bitcoin, saying: “My Bitcoin price target is $250,000 in 2026(6).”
As of January 2026, the price of Bitcoin is hovering around $93,110 (7) – the alternative asset has actually lost more than 11% of its value in the last year. To hit Kiyosaki’s price target, it would need to surge 168%.
For those approaching retirement, it’s important to remember that this volatility comes with serious risk. While Bitcoin’s value has increased by 190% over the past five years, it’s been an extremely bumpy ride for anyone holding it.
If you’re willing to take such high risks, you may want to consider holding a small amount of cryptocurrency – but it’s important to find a reliable investment platform.
Robinhood Crypto is a platform worth considering, where users can buy and sell cryptocurrencies for as little as $1 without any trading fees or commissions. If your faith in Bitcoin is wavering, you also have access to dozens of other coins.
Robinhood Crypto also has the lowest average trading costs in the United States, meaning you can get up to 2.7% more for your crypto compared to trading on other platforms.
While financial guidance isn’t the first thing Americans think about when hedging against a recession, investing in personalized advice can yield significant returns.
A Cornell University study found that those who used financial planners during the Great Recession actually retained and increased the value of their assets, while those who did not use financial planners had their wealth negatively affected (8).
Finding the right advisor is easy with Advisor.com. Their platform connects you with licensed financial professionals in your area who can provide personalized guidance.
A professional advisor can also help you determine how many years you have left to invest before retirement and assess how comfortable you are with market fluctuations—two key factors in building the right mix of assets for your portfolio.
Schedule a free, no-obligation consultation today to discuss your retirement goals and long-term financial plans.
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@theRealKiyosaki([1, 4, 6]); Google Finance ([2, 7]); the real Kiyosaki ([3]); gold price ([5]); Cornell University ([8])
This article provides information only and should not be considered advice. It is provided without any warranty of any kind.