A 31-year-old musician is drawing a line with his pregnant fiancée after she asked him to use 15% of his savings to help his parents, who are about to lose their home. The house was inherited, once paid off, and now facing foreclosure.
The house was free and clean before they mortgaged it
According to the musician, who recently shared his story on Reddit’s r/AITAH, the house originally belonged to his fiancée’s grandmother and her parents inherited it 15 years ago. Totally paid off. But her parents later took out a mortgage to get cash, and after years of difficulty making payments, the bank has now invoked an acceleration clause.
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The man said the amount of money needed to save his home was significant, but not devastating to him. “This is about 15 percent of my savings,” he wrote, adding that he makes a living performing, teaching music and producing tracks for well-known artists. But even with that income, he remains cautious.
“Having a large savings account is important to me,” he said, because he already has a 10-year-old son and has another child due in May. He wants to help his children go to college and buy a home in the future, especially since he grew up without that kind of support. “I wanted to be able to pay for college and help them buy a house (something my parents never dreamed of doing),” he said.
However, his fiancée was frustrated. She saw no reason not to pay the money back and told him they would not be harmed financially and that his income would likely increase. “She thought I could pay ‘easily’ but I refused to do so,” he wrote.
He disagrees. “I think this protects our long-term financial stability,” he added. “If a foreclosure occurs, her parents will have the equity they have in the house and be able to afford another place.”
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The public response was swift and strong
Commentators overwhelmingly sided with him. “They had a house that was paid off and now they’ve lost it through neglect,” someone said. “‘Loans’ can only help them.” Others warned that if he paid now, his family would ask him to pay again.
Some urged him to sign a prenuptial agreement, with one writing, “They’re not even married yet and she’s already trying to gain access to his assets through emotional manipulation.”
The man also noted that he did not want to own the house, which he described as old and in constant need of repairs. It’s in a homeowners’ association that his fiancee herself calls “the HOA from hell.”
Commenters noted that help can quickly turn into a nightmare. “Once you save them, you’re always a safety net,” one warned. “This precedent will never go away.”
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Others shared personal stories of borrowing money from family members who destroyed their homes, fell behind on rent, and permanently damaged relationships.
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The musician hasn’t made a final decision yet, but most commenters agree: The house has already been paid off once. It’s not his job to pay twice for the same house.
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This article He Could ‘Easily’ Save His Pregnant Fiancee’s Parents From Foreclosure, But He Refuses To Help Because The House Was Once Paid Off originally appeared on Benzinga.com
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