The Supreme on Thursday to the petition of Rajaya Sabha MP Binoy Viswam (Rajaya Sabha MP Binoy Viswam). payment.

The judge seat headed by Chief Justice SA Bobde issued a notice and sought the center, the Reserve Bank of (RBI), the National Payment Corporation of India (NPCI), and others including Google, Facebook, WhatsApp and Amazon. Responses from other agencies.

The bench said: “Issues can be returned within four weeks.” The bench also includes Justices AS Bopanna and V Ramasubramanian.

Viswam, the leader of the Communist Party of India (Viswam, CPI), seeks to provide guidance to the Reserve Bank of India (RBI) and NPCI in the appeal to ensure that they do not share the unified payment interface with their parent company or any other third party. () on the . Party under any circumstances.

The member of parliament stated that he has put forward a request to “protect the basic privacy rights of millions of Indian citizens who use UPI.”

“In India, the UPI payment is being monitored and supervised by respondent No. 1 (RBI) and respondent No. 2 (NPCI), but RBI and NPCI have not fulfilled their legal obligations and protected and protected users’ Sensitive data, but damages the interests of Indian users by allowing non-compliant foreign entities to operate their payment services in India, the complaint claims.

“The Reserve Bank of India and NPCI allow three members of the’Big Four Tech Giants’, namely Amazon, Google and Facebook/WhatsApp (in beta phase), to join the UPI ecosystem without rigorous scrutiny and flagrant violation of UPI guidelines and Reserve India Banking regulations”.

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The request stated that this kind of behavior by the Reserve Bank of India and NPCI puts the sensitive financial data of Indian users at great risk, especially when these entities are “continuously accused of abusing market dominance and destroying data.”

It said that these allegations became particularly worrying when India banned many Chinese apps on the grounds that those apps were or may have been used for data theft and could lead to security breaches.

The court further sought instructions that the Reserve Bank of India and NPCI should ensure that WhatsApp is not allowed to conduct full operations of “WhatsApp Pay” in India without fulfilling all legal compliance requirements, so that the court is satisfied with the necessary compliance.

It said that in order to protect the data of Indian users, the Reserve Bank of India (RBI) issued a notice in April 2018, instructing all system providers to ensure that all data related to the payment system they operate is stored only in the Indian system , And is required to ensure compliance before October 15, 2018.

The request stated that the Reserve Bank of India later played down the April 2018 circular by publishing Frequently Asked Questions (FAQ) and allowing all payment transactions (including domestic transactions) to be processed abroad.

The statement stated that the above FAQ has clearly pointed out that in the case of data processing abroad, the data should be deleted from the foreign system and brought back to India within 24 hours.

It has sought instructions from the Supreme Court to declare that the Frequently Asked Questions (FAQ) of June 26, 2019 issued by the Reserve Bank of India (RBI) violated the circular letter of April 6, 2018.

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The plea referred to another pending petition from the Supreme Court, and said that in that matter, the lawyer who appeared in court for WhatsApp promised that if all current regulations are not complied with, his client will not continue the payment service.

It claims that Google and Facebook already have access to “a large amount of personal data of millions of Indian users.” If they are allowed to collect “unrestricted financial data” of Indian users while running on the UPI platform, it will also give them “strict Control the sensitive Indian data above “”.


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